Selma coupon code
Free portfolio management on your first CHF 5,000 for a year.
What the Selma coupon gives you
When you open a Selma account through the coupon link, Selma manages your first CHF 5,000 free of charge for a full year. On the standard fee that is a saving of roughly CHF 34, and it applies on top of the normal service.
The minimum to start investing with Selma is CHF 2,000, so the free tier covers a meaningful chunk of a first portfolio. There is no code to type: the discount is attached when you sign up through the link below.
You get free management on your first CHF 5,000 for 12 months, worth around CHF 34.
About Selma
Selma is a Swiss digital financial assistant. You answer a few questions about your goals, income and risk, and it builds a diversified portfolio and keeps it balanced over time, with no spreadsheets and no stock picking.
I use Selma as the hands-off part of my setup. It is a good fit if you want to start investing without learning the whole machine first, and it handles tax-friendly rebalancing for you.
My take on Selma
I have used Selma for about four years and it is the app I point beginners to first. The interface is playful, and onboarding includes a personal welcome session with a real person at Selma, which is rare. Support is the standout: they reply in the chat within minutes, and when I once needed a custom report they simply sent it over. My rating: 5 out of 5.
Be honest with yourself about size, though. As a rough guide, Selma’s all-in fee runs from about 0.68% under CHF 50,000 down to 0.42% above CHF 500,000. For a portfolio under CHF 50,000, True Wealth currently works out cheaper; once you are above CHF 50,000, Selma pulls ahead. You can start from CHF 2,000, or from CHF 500 for a pillar 3a.
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