neon coupon code DX03EA
CHF 10 for you and CHF 10 for me, on the free Swiss account I use every day.
neon is my main everyday account, and this page covers the coupon in full: the CHF 10 bonus, the fees, how to redeem, who it suits, and my honest experience.
What the neon coupon gives you
Enter the neon coupon code below when you open your account. Once you have added at least CHF 500 and made at least 3 card purchases within two months, you and I each receive CHF 10, paid a few business days after. The offer runs through the end of 2026.
You get CHF 10, and I get CHF 10, once you use your new account.
neon referral code
The neon coupon code and the neon referral code are the same. Enter DX03EA during account opening to get CHF 10.
neon fees explained
The free plan has no monthly fee. The key figures:
- Monthly fee: CHF 0 on neon free
- First card: CHF 20
- Free ATM withdrawals in CHF: 2 per month
- Card payments abroad: 0.35% exchange surcharge on the free plan
- ATM withdrawals abroad: 1.5% on the free plan
- Investing: 0.5% on Swiss stocks and all ETFs, 1.0% on international stocks, no custody fee
- Pillar 3a: 0.39% to 0.45% per year depending on assets
neon used to pay a decent rate on balances, but in the current market there is no account interest. If interest on savings matters to you, Zak currently pays 0.20%.
How to redeem the neon coupon
- Download neon and start the account opening (about 10 minutes).
- Enter the code DX03EA when asked.
- Add at least CHF 500 and make at least 3 card purchases within two months.
- You and I each receive CHF 10.
Who neon is best for
neon suits anyone who wants a genuinely simple, free Swiss account run from the phone, with investing and a pillar 3a built in. If you want a desktop version, neon is mobile only; for real savings interest, see Zak; for an app that also teaches investing, see Yuh.
neon review: pros, cons and personal experience
neon is my main everyday account and it is genuinely user friendly, everything is quick from the phone. The one limitation I feel: it is mobile only, so there is no desktop version if you prefer a laptop. It used to have good interest, but with the current market there is none.
Pros of neon
- Genuinely user friendly
- No monthly account fees
- Investing and a pillar 3a in the same app
- Fair 0.35% card surcharge abroad on the free plan
Cons of neon
- Mobile only, no desktop version
- No account interest in the current market
- First card costs CHF 20
About neon
neon is a mobile-first Swiss bank account with no monthly fees and free payments in CHF. More than 95,000 people joined neon through referrals like this one.
Frequently asked questions
Is neon really free?
Yes, neon free has no monthly fee. The first card is CHF 20, and some services like ATM withdrawals abroad carry a small fee.
Does neon pay interest?
Not in the current market. For savings interest, Zak currently pays 0.20%.
What does neon charge abroad?
On the free plan, a 0.35% exchange surcharge on card payments and 1.5% on ATM withdrawals abroad.
How do I get the CHF 10 bonus?
Enter DX03EA at sign-up, add at least CHF 500 and make 3 card purchases within two months. You and I each get CHF 10.
More Swiss money app coupons
Compare more offers: Zak coupon, Yuh coupon, Wise coupon. Or browse all Swiss money app coupons.