

Zak coupon code 3NIKLX
CHF 25 for you and CHF 25 for me, on a free account that also pays real savings interest.
Zak is the free mobile account from Bank Cler, and this page covers the Zak coupon in full: the CHF 25 bonus, the fees (there are none to speak of), the savings interest, how to redeem, and who it suits. I have used it alongside my main account.
What the Zak coupon gives you
Add the Zak coupon code below during sign-up and redeem it within 30 days of activating your account. Once your account opening is complete, you and I each receive CHF 25. The account itself is free, so the CHF 25 is a clean welcome bonus.
You get CHF 25, and I get CHF 25, when you open your free account.
Zak referral code
The Zak coupon code and the Zak referral code are the same. Enter 3NIKLX during sign-up to get CHF 25.
Zak fees and savings interest
Zak keeps it simple: the account costs CHF 0 per month with no hidden fees. What sets it apart from other free Swiss accounts is the savings side.
- Account: free, CHF 0 per month
- Savings pot (Zak Sparen): currently 0.20% interest, shown live in the app
- Budgeting pots: included, to set money aside automatically
A real interest rate on an everyday free account is rare in Switzerland, which is the main reason Zak is worth a look.
How to redeem the Zak coupon
- Download Zak and start the account opening.
- Enter the code 3NIKLX when asked for a referral or promo code.
- Finish the account opening and redeem within 30 days.
- You and I each receive CHF 25.
Who Zak is best for
Zak suits anyone who wants a free Swiss account with budgeting built in and a bit of real interest on the side. If you want investing and a pillar 3a in the same app, neon or Yuh go further; for pure budgeting plus savings, Zak is a clean choice.
Zak review: pros, cons and personal experience
What stands out for me is the attractive interest on the savings side, real interest on money I would keep anyway. The one thing I would improve is that the savings area is easy to overlook, it could be more prominent in the app.
Pros of Zak
- A free Swiss account with no monthly fee
- Real interest on the savings pot (0.20%)
- Built-in budgeting pots to set money aside automatically
- Backed by Bank Cler
Cons of Zak
About Zak
Zak is the mobile bank by Bank Cler. It gives you a free Swiss account with built-in budgeting pots, so you can set money aside automatically, and a savings pot that pays interest.
Frequently asked questions
Is the Zak account really free?
Yes. Zak costs CHF 0 per month with no hidden fees.
What interest does Zak pay?
The Zak savings pot currently pays 0.20%, shown live in the app.
How do I get the CHF 25 Zak bonus?
Enter the code 3NIKLX during sign-up and redeem it within 30 days of opening. You and I each receive CHF 25.
Who is behind Zak?
Zak is the mobile banking app of Bank Cler, a Swiss bank.
More Swiss money app coupons
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