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Zak coupon code 3NIKLX

CHF 25 for you and CHF 25 for me, on a free account that also pays real savings interest.

Zak is the free mobile account from Bank Cler, and this page covers the Zak coupon in full: the CHF 25 bonus, the fees (there are none to speak of), the savings interest, how to redeem, and who it suits. I have used it alongside my main account.

What the Zak coupon gives you

Add the Zak coupon code below during sign-up and redeem it within 30 days of activating your account. Once your account opening is complete, you and I each receive CHF 25. The account itself is free, so the CHF 25 is a clean welcome bonus.

You get CHF 25, and I get CHF 25, when you open your free account.

3NIKLX

Zak referral code

The Zak coupon code and the Zak referral code are the same. Enter 3NIKLX during sign-up to get CHF 25.

Zak fees and savings interest

Zak keeps it simple: the account costs CHF 0 per month with no hidden fees. What sets it apart from other free Swiss accounts is the savings side.

  • Account: free, CHF 0 per month
  • Savings pot (Zak Sparen): currently 0.20% interest, shown live in the app
  • Budgeting pots: included, to set money aside automatically

A real interest rate on an everyday free account is rare in Switzerland, which is the main reason Zak is worth a look.

How to redeem the Zak coupon

  1. Download Zak and start the account opening.
  2. Enter the code 3NIKLX when asked for a referral or promo code.
  3. Finish the account opening and redeem within 30 days.
  4. You and I each receive CHF 25.

Who Zak is best for

Zak suits anyone who wants a free Swiss account with budgeting built in and a bit of real interest on the side. If you want investing and a pillar 3a in the same app, neon or Yuh go further; for pure budgeting plus savings, Zak is a clean choice.

Zak review: pros, cons and personal experience

What stands out for me is the attractive interest on the savings side, real interest on money I would keep anyway. The one thing I would improve is that the savings area is easy to overlook, it could be more prominent in the app.

Pros of Zak

  • A free Swiss account with no monthly fee
  • Real interest on the savings pot (0.20%)
  • Built-in budgeting pots to set money aside automatically
  • Backed by Bank Cler

Cons of Zak

  • The savings area is easy to miss in the app
  • No investing or pillar 3a, unlike neon or Yuh

About Zak

Zak is the mobile bank by Bank Cler. It gives you a free Swiss account with built-in budgeting pots, so you can set money aside automatically, and a savings pot that pays interest.

Frequently asked questions

Is the Zak account really free?

Yes. Zak costs CHF 0 per month with no hidden fees.

What interest does Zak pay?

The Zak savings pot currently pays 0.20%, shown live in the app.

How do I get the CHF 25 Zak bonus?

Enter the code 3NIKLX during sign-up and redeem it within 30 days of opening. You and I each receive CHF 25.

Who is behind Zak?

Zak is the mobile banking app of Bank Cler, a Swiss bank.

More Swiss money app coupons

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