True Wealth coupon code DF1A2941
50% off the management fee for a year, on one of the lowest-fee Swiss robo-advisors.
True Wealth is my pick for a low-fee, hands-off portfolio, especially smaller ones. This page covers the coupon in full: the exact discount, the real fees, how to redeem, who it suits, and my honest experience after four years.
What the True Wealth coupon gives you
Enter the coupon code below when you register, or within a few days of registering in the app. It lowers your annual management fee to 0.25% for the first year, which is 50% off the standard rate.
You get 50% off the management fee for a year, dropping it to 0.25%.
True Wealth referral code
The True Wealth coupon code and the referral code are the same. Enter DF1A2941 when you register to get 50% off the management fee for a year.
True Wealth fees explained
True Wealth is transparent about costs, which is a big reason I use it.
- Management fee: 0.50% down to 0.25% depending on portfolio size, and 0.25% in your first year with the coupon
- Pillar 3a: 0.0% management fee
- Product costs (TER): about 0.12% per year
- Currency surcharge: about 0.1%
- No retrocessions, no front-end loads, no custody fees
As a worked example, an CHF 80,000 portfolio with pillar 3a included comes to about 0.62% all-in per year. The minimum to open with untied assets is CHF 8,500, with lower minimums for a child portfolio or a pillar 3a.
How to redeem the True Wealth coupon
- Register for True Wealth.
- Enter the code DF1A2941 during registration, or within a few days in the app.
- Fund your account (from CHF 8,500 for untied assets).
- Your management fee is 0.25% for the first year.
Who True Wealth is best for
True Wealth suits cost-conscious, long-term investors, and it is my pick under about CHF 50,000, where it is cheaper than Selma. It also offers a pillar 3a and accounts for children. If you want more hand-holding and a friendlier onboarding, Selma is the softer start.
True Wealth review: pros, cons and personal experience
I have used True Wealth for around four years. Setup is quick and the interface is professional and clear. Founder Felix Niederer also publishes genuinely good, professional content on investing, which builds trust in how they run the portfolios.
Support deserves a mention: it is fast by email, and you can actually call and a human picks up the phone, so you are not trapped in endless customer-service loops. The one thing to know is that the CHF 8,500 minimum to invest can feel high when you are starting out.
Pros of True Wealth
- Quick, professional setup and a clear interface
- Among the lowest fees, especially for larger portfolios
- Pillar 3a and accounts for children
- No retrocessions or hidden fees
- Fast support: email plus a real person on the phone
- Solid, professional investing content from the founder
Cons of True Wealth
- The CHF 8,500 minimum for untied assets can feel high
- You cannot open an account for a godchild directly, it goes through the parents
True Wealth vs Selma
Both are Swiss robo-advisors I use. Under about CHF 50,000, True Wealth is cheaper; above that, Selma is competitive and stronger on onboarding. For the lowest fee on a smaller portfolio, True Wealth wins.
About True Wealth
True Wealth is a Swiss robo-advisor that invests your money in low-cost index funds and rebalances automatically, with a pillar 3a and children’s accounts alongside.
Frequently asked questions
How much does True Wealth cost?
The management fee is 0.50% down to 0.25% by size, and 0.25% in your first year with the coupon. Product costs are about 0.12%, and the pillar 3a has a 0.0% management fee.
What is the minimum to invest?
CHF 8,500 for untied assets, with lower minimums for a child portfolio or a pillar 3a.
How do I get 50% off?
Enter the code DF1A2941 when you register, or within a few days in the app, to get 0.25% for your first year.
Is there real support?
Yes. Support is fast by email, and you can call and reach a human.
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