VIAC coupon code YRNeGvR
Your first CHF 1,000 managed free, for life, on a low-fee Swiss pillar 3a and investing app.
VIAC is the app I use for pillar 3a and investing free assets, and this page covers the coupon in full: the first CHF 1,000 managed free for life, the fees, how to redeem, who it suits, and my honest experience after five years.
What the VIAC coupon gives you
Download the VIAC app and enter the coupon code below at the very end of registration. VIAC then manages your first CHF 1,000 free of charge, for life, not only for the first year. Each code can be used once.
You get your first CHF 1,000 managed free, for life, when you enter the code.
VIAC referral code
The VIAC coupon code and the referral code are the same. Enter YRNeGvR at the end of registration and your first CHF 1,000 is managed free for life. More at viac.ch.
VIAC fees explained
VIAC keeps costs low and simple:
- Administration fee: capped at 0.40% per year
- Product costs (index funds): about 0.03% per year
- A free allowance on part of your portfolio, extended to your first CHF 1,000 for life with the coupon
- No retrocessions, so no hidden kickbacks
Pillar 3a, vested benefits and free-asset investing all live in the same app, so the free allowance is useful whichever account you start with.
How to redeem the VIAC coupon
- Download the VIAC app.
- Complete registration for a 3a, vested benefits or investing account.
- Enter YRNeGvR at the very end of registration.
- Your first CHF 1,000 is managed free, for life.
Who VIAC is best for
VIAC suits anyone building a Swiss pillar 3a who wants low fees and a free choice of strategies, and parents who want to set up accounts for children or godchildren easily. For a taxable robo-advisor portfolio, compare True Wealth and Selma.
VIAC review: pros, cons and personal experience
I have used VIAC for about five years, since before they added investing. What I like most is how easy it is to open separate pillar 3a accounts and choose a strategy, from global to sustainable, and how simple it is to open accounts for godchildren. They also have partner deals with lifestyle brands and a legal insurance option with Dextra.
The one thing I would improve: it is hard to see your yearly costs at a glance, so you have to export and calculate the fees yourself for your tax return each year.
Pros of VIAC
- Very easy to open separate pillar 3a accounts
- Simple to choose a strategy, from global to sustainable
- Easy to open accounts for godchildren
- Low, transparent fees (0.40% cap plus about 0.03%)
- Pillar 3a, vested benefits and free-asset investing in one app
- Partner deals with lifestyle brands and legal insurance with Dextra
Cons of VIAC
- Hard to see your yearly costs at a glance
- You have to export and calculate the fees yourself for your tax return each year
About VIAC
VIAC is a Swiss app that started with pillar 3a and now also offers vested benefits and investing your free assets, known for low, transparent fees and a wide choice of strategies.
Frequently asked questions
How much does VIAC cost?
The administration fee is capped at 0.40% per year, plus about 0.03% product costs. The coupon manages your first CHF 1,000 free for life.
What does the VIAC coupon give me?
Your first CHF 1,000 is managed free of charge for life when you enter YRNeGvR at the end of registration.
Can I open a VIAC account for a child or godchild?
Yes. VIAC makes it easy to open separate accounts, including for children and godchildren.
Can I choose a sustainable strategy?
Yes. VIAC lets you pick a strategy from global to sustainable, and open several separate 3a accounts.
More Swiss money app coupons
Compare more offers: True Wealth coupon, Selma coupon, Yuh coupon. Or browse all Swiss money app coupons.