VIAC coupon code YRNeGvR
VIAC manages your first CHF 1,000 free, for life.
What the VIAC coupon gives you
Download the VIAC app and enter the coupon code below at the very end of registration. VIAC then manages your first CHF 1,000 free of charge, for life, not only for the first year.
Each code can be used once. VIAC covers pillar 3a, vested benefits, and the investment of your free assets, so the free allowance is useful whichever account you start with.
You get your first CHF 1,000 managed free, for life, when you enter the code.
VIAC referral code
The VIAC coupon code and the referral code are the same. Enter YRNeGvR at the end of registration and your first CHF 1,000 is managed free for life. More at viac.ch.
VIAC pricing
VIAC keeps costs low and simple. The administration fee is capped at 0.40% per year, and it already includes a free allowance on part of your portfolio, which the coupon extends to your first CHF 1,000 for life. Product costs for the index funds are only about 0.03% per year.
VIAC receives no retrocessions, so there are no hidden kickbacks. Pillar 3a, vested benefits, and free-asset investing all live in the same app.
VIAC review: pros, cons and personal experience
I have been using VIAC for about five years, since before they added investing. Based on my experience, these are the main advantages and disadvantages of VIAC as a pillar 3a and investing app in Switzerland:
Pros of VIAC
- Very easy to open separate pillar 3a accounts
- Simple to choose a strategy, from global to sustainable
- Easy to open accounts for godchildren
- Clean, easy-to-use interface
- Covers pillar 3a, vested benefits and free-asset investing in one app
- Partner deals with lifestyle brands, and legal insurances such as Dextra
Cons of VIAC
- Hard to see your yearly costs at a glance
- You have to export and calculate the fees yourself for your tax return each year
About VIAC
VIAC is a Swiss app that started with pillar 3a and now also offers vested benefits and investing your free assets. It is known for low, transparent fees and a wide choice of strategies.
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